What is the ‘when your card declines at therapy’ trend on TikTok?

While scrolling through your For You Page on TikTok, you might have seen people making ‘when your card declines at therapy’ memes. Here’s everything to know about the trend.

TikTok is, without a doubt, the best place to go to watch all the latest viral videos, with millions of users contributing to the ever-growing pool of content on the app.

Through the years, many jokes and memes have been blowing up on the platform, sparking new trends that completely take over TikTok and get thousands of users to participate in them.

The latest one to pop off sees people using the line ‘when your card declines at therapy‘ to talk about their trauma. If you’re out of the loop, here’s everything you need to know about this trend.

‘When your card declines at therapy’ meaning

The trend sees people sharing hypothetical scenarios where their payment method is declined at the end of a therapy session. The joke suggests that if you can’t pay, the therapist would bring in the person or thing that caused your trauma instead of getting rid of it.

TikTokers participating in this craze are detailing specific traumatic events or difficult experiences in their lives, ranging from breakups and conflicts with friends to challenging family dynamics.

For example, one viral video says: “When your card declines at therapy so they show you the life your mom could’ve had if she hadn’t met your dad.”

“When your card declines at therapy and they bring up that period of your life when you barely spoke to anyone and never got out of the house,” another adds. 

Someone else wrote: “When your card declines at therapy and they bring out that one roommate who made your life a living hell.”

Videos featuring the trend have racked up millions of views on TikTok, and the fad has also taken over various other social media apps, including Twitter and Instagram.